Your New Favorite Specialty Partner
Next-gen insurance programs for the modern E&S market.
Quote In Seconds
Bind In Minutes
Service In Real-Time
Your New Favorite Specialty Partner
Next-gen insurance programs for the modern E&S market.
Quote In Seconds
Bind In Minutes
Service In Real-Time
Discover why wholesale brokerages
choose Throughline's E&S programs
to deliver better outcomes.
Discover why wholesale
brokerages choose
Throughline's E&S
programs to provide
better outcomes.
Faster
policy placements
Better
customer service
Tailored
coverage options
Accelerated
growth
Program Spotlight: American Hospitality BOP
03
Limits
Property limits up to $1.5M per location
Primary GL limits up to $1M / $2M with up to $1M excess of underlying available
Liquor Liability / A&B up to $1M / $2M
02
Endorsement Flexibility
EPLI
Equipment Breakdown
Auto (w/ delivery)
& Many More
01
Modular Packaging
Our goal is to enable brokers to write policies as unique as their clients. All of the coverages they need, hold the ones they don't.
Property
General Liability
Liquor Liability
Assault & Battery
Limits
Property limits up to $1.5M per location
Primary GL limits up to $1M / $2M with up to $1M excess of underlying available
Liquor Liability / A&B up to $1M / $2M
Endorsement Flexibility
EPLI
Equipment Breakdown
Auto (w/ delivery)
& Many More
Modular Packaging
Our goal is to enable brokers to write policies as unique as their clients. All of the coverages they need, hold the ones they don't.
Property
General Liability
Liquor Liability
Assault & Battery
Limits
Property limits up to $1.5M per location
Primary GL limits up to $1M / $2M with up to $1M excess of underlying available
Liquor Liability / A&B up to $1M / $2M
Endorsement Flexibility
EPLI
Equipment Breakdown
Auto (w/ delivery)
& Many More
Modular Packaging
Our goal is to enable brokers to write policies as unique as their clients. All of the coverages they need, hold the ones they don't.
Property
General Liability
Liquor Liability
Assault & Battery
A throughline connects all parts of a story into a clear, cohesive narrative. At Throughline, we pride ourselves on being the trusted partner for stakeholders across the risk transfer value chain.
Delegated binding facility programs empower brokers with speed and control
Advanced UW models deploy risk capital intelligently
Tailored programs provide enhanced risk protection to businesses
Next-gen technology delivers a delightfully seamless experience
Our Founding Team
❝
Kyle has spent his career innovating across insurance. He’s been a founding exec at a Lloyd’s Syndicate and was an early employee at Kin Insurance. With deep expertise in pricing, UW, and building insurance programs & companies, he now leads Throughline’s vision and strategy.
— Kyle Sharie
CEO & Co-Founder
❝
Kyle has spent his career innovating across insurance. He’s been a founding exec at a Lloyd’s Syndicate and was an early employee at Kin Insurance. With deep expertise in pricing, UW, and building insurance programs & companies, he now leads Throughline’s vision and strategy.
— Kyle Sharie
CEO & Co-Founder
❝
Jon is a veteran insurtech engineer who has architected and scaled core technology within the specialty insurance sector. He has founded SaaS companies and worked at Fortune 500s; he now oversees Throughline’s technology initiatives.
— Jon Bauer
CTO & Co-Founder
❝
Jon is a veteran insurtech engineer who has architected and scaled core technology within the specialty insurance sector. He has founded SaaS companies and worked at Fortune 500s; he now oversees Throughline’s technology initiatives.
— Jon Bauer
CTO & Co-Founder
❝
Dez is an accomplished insurtech leader. As an early employee at Kin, she led Nat Cat claims preparedness, underwrote high-risk properties, and optimized ops across functions. At Throughline, she is leveraging her tech and insurance savvy to scale systems and drive efficiencies.
— Dezirae Colón-Sharie
COO & Co-Founder
❝
Dez is an accomplished insurtech leader. As an early employee at Kin, she led Nat Cat claims preparedness, underwrote high-risk properties, and optimized ops across functions. At Throughline, she is leveraging her tech and insurance savvy to scale systems and drive efficiencies.
— Dezirae Colón-Sharie
COO & Co-Founder
A throughline connects all parts of a story into a clear, cohesive narrative. At Throughline, we pride ourselves on being the trusted partner for stakeholders across the risk transfer value chain.
Delegated binding facility programs empower brokers with speed and control
Advanced UW models deploy risk capital intelligently
Tailored programs provide enhanced risk protection to businesses
Next-gen technology delivers a delightfully seamless experience
Our Founding Team
❝
Kyle has spent his career innovating across insurance. He’s been a founding exec at a Lloyd’s Syndicate and was an early employee at Kin Insurance. With deep expertise in pricing, UW, and building insurance programs & companies, he now leads Throughline’s vision and strategy.
— Kyle Sharie
CEO & Co-Founder
❝
Jon is a veteran insurtech engineer who has architected and scaled core technology within the specialty insurance sector. He has founded SaaS companies and worked at Fortune 500s; he now oversees Throughline’s technology initiatives.
— Jon Bauer
CTO & Co-Founder
❝
Dez is an accomplished insurtech leader. As an early employee at Kin, she led Nat Cat claims preparedness, underwrote high-risk properties, and optimized ops across functions. At Throughline, she is leveraging her tech and insurance savvy to scale systems and drive efficiencies.
— Dezirae Colón-Sharie
COO & Co-Founder
Our Expertise
We bring decades of industry experience to help wholesale brokerages place better coverage, faster. As seasoned insurtech professionals, we understand the importance of user-centric solutions.
Tailored Solutions
Discover how our in-house E&S binding programs orchestrate augmented underwriting and admin with intelligent, digital ecosystems focused on wholesale broker & client needs.
Struggling with placing unique hospitality risks?
Struggling with placing unique hospitality risks?
Confidence
Our holistic risk datasets and enhanced risk segmentation unlock broad, flexible, delegated authority for our E&S binding partners.
Peace of Mind
Enriched data, embedded UW models, and real-time monitoring delivers consistent, transparent and well-governed underwriting.
Control
Sophisticated pricing, modular coverage, and granular risk assessment tailored for hospitality risks.
No Challenges
Purpose-built tools for smarter workflows and better outcomes.
Balance
We combine our domain expertise, sophisticated pricing, and one-of-a-kind risk modeling to serve the underserved.
Reliable Support
We’re responsive and built to move at broker's speed. Your feedback helps us improve our programs in real time so that we can grow together.
Confidence
Our holistic risk datasets and enhanced risk segmentation unlock broad, flexible, delegated authority for our E&S binding partners.
Peace of Mind
Enriched data, embedded UW models, and real-time monitoring delivers consistent, transparent and well-governed underwriting.
Control
Sophisticated pricing, modular coverage, and granular risk assessment tailored for hospitality risks.
No Challenges
Purpose-built tools for smarter workflows and better outcomes.
Throughline Risk Partners
A Partnership You Can Trust
We look forward to partnering with you to shape the future of specialty insurance.
